For Mortgage & Real Estate Professionals
When your borrower needs insurance, we handle it
No more chasing an agent for updates or waiting a day for a bound policy. Refer your borrower or buyer to OneHourBinder — a licensed agent handles the quote, the bind, and the documentation, so you get back to closing the deal.
You manage the transaction. We manage the insurance.
The Problem
Insurance rarely blocks a closing. Chasing it down is what wastes your time.
Most borrowers get insurance eventually — the friction is in between. You shouldn't have to chase an agent or track down a binder that should've already landed in your inbox.
Borrower forgets to shop
It's a week from closing and homeowners insurance is still an open item — not because it's hard, just because nobody prioritized it.
The agent never sends the policy
Coverage gets bound, but the documentation doesn't make it to you or the lender without someone following up to ask for it.
You're the one chasing updates
Instead of working the file, you're calling an agent to find out if the borrower even followed through.
Built to function as an extension of your operation.
We take the insurance task off your plate and keep you in the loop without you having to ask.
Closing-focused workflow
Our process is designed around the transaction timeline, not a generic consumer insurance experience.
We handle the insurance work
You shouldn't have to follow up to find out where things stand. We work through the quote and manage the documentation, so nothing sits waiting on someone else.
Built for the closing file
When coverage is bound, the paperwork goes straight to you and the lender — no one has to chase it down.
Built For How You Work
One partner, two audiences
Whether you originate the loan or the sale, the outcome you need is the same: insurance handled, closing on schedule.
Your Homeowners Insurance Desk
Send your borrower's info once. We handle the quote, the mortgagee clause, the bind, and get the evidence of insurance back to you and your processor — fast. Your loan team stays focused on the loan, not on chasing an insurance policy.
- Licensed insurance professional handles the file
- Direct borrower communication
- Mortgagee and lender requirements coordinated
- Status updates throughout the process
- Binder and evidence of insurance delivered when coverage is bound
Your Buyer's Insurance Resource
Introduce your buyer to OneHourBinder and let us manage the insurance process — from first contact through coverage — while you stay focused on the offer, contract, inspection, financing and closing.
- Simple referral process
- Direct communication with your buyer
- Licensed insurance professional handles the process
- Closing-focused workflow
- Keeps insurance off your transaction task list
How It Works
From referral to binder.
You introduce the borrower. We manage the insurance workflow.
Refer
Send the borrower, property and transaction details.
Intake
We contact the borrower and collect the information needed to quote.
Bind
Once coverage is selected and approved, the policy is bound.
Deliver
Evidence of insurance and binder documentation are delivered.
Closing-Focused Support
You don't need another task. You need another resource.
That's the whole point — a dedicated point of contact for insurance, so speed and documentation are handled without you having to manage it.
When To Use Us
Bring us in when insurance needs extra attention.
Most policies are simple. These are the ones where a little more coordination helps.
"We close in a few days."
The borrower hasn't shopped yet, and someone needs to get it moving fast.
"The lender won't accept this policy."
Coverage, deductible, or mortgagee details need to be corrected before it's accepted.
"We're having trouble placing it."
The property has characteristics that make it harder to get standard coverage.
Where We're Licensed
Currently writing business in four jurisdictions.
Licensed and appointed to place homeowners insurance in the following states and Washington, D.C., with additional states planned.
B2B Homeowners Insurance Fulfillment
Have a borrower or buyer who needs insurance?
Send us the referral — we'll take it from there.
Send a Referral