For Realtors & Agents
Give your buyers a homeowners insurance resource, not another closing worry.
Share your personal OneHourBinder link when the home goes under contract. Your buyer requests their own quote, and a licensed insurance professional handles the quote and bind, so insurance is one less thing between contract and closing table.
Free to join. OneHourBinder pays nothing for referrals, and your buyer is free to choose any insurance provider.
Why This Matters
Insurance rarely derails a closing. The back-and-forth around it is what slows everyone down.
Buyers are focused on inspections, financing, and moving. When insurance gets pushed to the last minute, the real friction isn't getting coverage. It's a corrected or re-issued binder and another day or two of waiting, which loan officers, title companies, and agents all end up stuck watching.
Buyer hasn't shopped yet
It's a week before closing and homeowners insurance still isn't in place.
Buyer doesn't know where to start
First-time buyers especially don't know what to look for, and default to whichever agent they happen to find first.
You become the insurance expert
Buyers ask you coverage questions you're not equipped, or licensed, to answer.
Beyond the Paperwork
What your buyer is actually protected by
Explaining coverage isn't your job, but it helps to know it's handled right. Here's the short version.
Protects the structure
Covers the home itself against covered damage, the core piece every lender requires before closing.
Protects the homeowner
Covers injury or property-damage claims against your buyer once they own the home.
Covers the unexpected
Helps pay for temporary housing if the home becomes uninhabitable, plus coverage for what's inside it.
The Part That Matters to the Closing
Matched to the lender, confirmed before it's an issue
We confirm the mortgagee clause, coverage amount, and deductible match what the lender requires, so nobody's waiting on a corrected binder days before closing.
What OneHourBinder handles
- Direct outreach to your buyer, after they request it
- Quoting across available carrier markets
- Matching coverage to lender requirements
- Answering every coverage question the buyer has
- Delivering the binder in time for closing
What you do
- Get your personal referral link. It takes about two minutes.
- Share it with your buyer once the home is under contract
- Keep the transaction moving
No cost to you, no obligation for your buyer, and no insurance conversation you have to have yourself. OneHourBinder pays nothing for referrals, and you shouldn't ask for or accept anything for them.
Common Questions
What Realtors ask before sharing their link
When should my buyer start shopping for homeowners insurance?
As soon as the home is under contract. Lenders typically require proof of homeowners insurance before closing, and quoting early avoids a last-minute scramble.
Do I need to know anything about insurance to share my link?
No. Your buyer completes a short request through your personal link, and a licensed insurance professional takes it from there. You don't need to explain coverage to anyone.
Does my buyer have to agree before OneHourBinder contacts them?
Yes. Your buyer completes their own request and gives their own consent on our form before anyone calls or texts them. You never enter their phone number or consent for them.
Will I see updates on my buyer's request?
Only if your buyer chooses to share them. The request form includes an optional permission for us to send you status updates. Without it, we don't share the status of their request with you.
Is there a cost to me or the buyer, or any referral fee?
No. It is free to get your link and share it. OneHourBinder does not pay for referrals, and you should not ask for or accept anything of value for referring a buyer. Your buyer may choose any insurance provider and pays for their own policy directly.
Can this help if the buyer's closing is coming up fast?
Yes. Fast turnaround on quoting and binding is the core of the service, and closing date is one of the first things asked for so urgent files are prioritized correctly.
What states is OneHourBinder licensed in?
OneHourBinder's licensed insurance professionals are licensed to place homeowners insurance in Maryland, Pennsylvania, Virginia, and Washington, D.C.
Where We're Licensed
Licensed in Maryland, Pennsylvania, Virginia and D.C.
See our licensing page for details.
Have a buyer who needs homeowners insurance?
Get your personal referral link. Your buyer requests, and we take it from there.
Get Your Referral Link